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Prepaid Funerals

A funeral is a time to
remember all the
precious moments
you shared with
your loved one.

By arranging your funeral in advance, you’ll be freeing your loved ones of a significant mental and financial burden. So when the time comes, all your friends and family will need to do is remember you.

Most of us plan for the years ahead. We plan for almost every aspect of life. Having a family, holidays, weddings and retirement are all events to which we give serious thought. This is why many people today are pre-arranging their own funeral. This involves spending time with our funeral consultant, who records all the choices you make for your funeral.

Prepaid Funeral

Plan your funeral in advance so that when the time comes, all your friends and family need to do is remember you.
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For more information, you can contact our prepaid administrator on 9231 5100
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Prepaid Funeral Plan

Today we are encouraged to plan ahead.

Pre-planning your funeral gives you the peace of mind that your choices will be acted upon. Prepaying the funeral fixes the cost of the items selected and paid for at today’s price, your family will not be faced with any increases to these costs (excluding statutory changes which may affect prepaid funerals). This is true peace of mind. The emotional and financial stress of arranging the funeral would be taken care of. For a more detailed account of Prepaid Funerals, ask for our brochure with the bonus personal profile included.

Looking to plan ahead without the cost?

Prearranged funerals let you plan ahead without paying upfront, ensuring your wishes are documented and easing the process for your loved ones. The information is held by the funeral home and, at the time of need, assists the surviving family members in the funeral arrangement process. The payment is made at time of need at the rates then applicable.

Financial Peace of Mind

Prepaying for a funeral removes the cost from your estate easing the financial burden on your family.

It locks in today’s prices and allows life insurance and superannuation to be used for family needs instead. Planning ahead ensures affordability and provides peace of mind, making it a practical and sensible decision.

Comfort in Knowing

Preplanning ensures your wishes are clear, sparing loved ones from difficult decisions during an emotional time.

It gives you the opportunity to carefully consider your choices, ensuring the service reflects your true intentions. With advance arrangements, families avoid being overwhelmed by grief and making hasty last-minute decisions. Most importantly, planning your service ensures it’s done your way, not based on others’ assumptions.

Where to go from here

We’re here to guide you through the next steps.

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Frequently Asked Pre-paid Planning Questions

Who should know about the plan?

Some people may feel comfortable discussing their funeral plans with a spouse, adult children or another member of the family.

Others, however, may prefer to make arrangements directly with Bowra & O’Dea in complete confidence. We would strongly advise that, if the immediate family is not informed, a trusted friend, solicitor, executor or your GP be notified when a plan is purchased.

Your family also benefits from a prepaid funeral plan

Many people are concerned about who will have to meet their funeral expenses when death occurs. In the future, someone will be responsible for making the funeral arrangements and paying for them. One way of handling this responsibility is to shift the burden from the family by arranging a Prepaid Funeral Plan.

How does a prepaid funeral plan work?

A Prepaid Funeral Plan is a contract between you and funeral director. A Prepaid Funeral Plan is simply a way of arranging and paying for a funeral in advance. The price of the funeral is fixed at present day rates and Bowra & O’Dea will carry out the funeral, as arranged, whenever it is required in years to come.

How secure are my funds?

Funds are placed with an investment manager in accordance with the Fair Trading (prepaid Funeral Code of Practice) Regulations 2020. The funeral investment must be designated in the name of the client. The funds are only released after the funeral arranged for the recipient has been carried out, as per the prepaid funeral contract.

The plan is open to everyone

Any person, regardless of age or state of health, can take advantage of a Prepaid Funeral Plan at any time. No declarations are necessary and there is no time limit on when the service is to be provided.

Prepaid Funeral Planning is seen by many people as a realistic and sensible priority for later life, ensuring family security and peace of mind.

Our Prepaid Funeral Planning Division has grown each year, as people from varying walks of life have become more aware of the many benefits the service offers.

How much does a prepaid funeral plan cost?

The cost of a Prepaid Funeral Plan will vary, depending on the type of funeral service that you choose. A consultant will discuss with you the different types of funeral services, including burial, cremation and other options. Many people now pre-pay for their funeral earlier in life because the cost is more affordable, the price is protected against inflation and they can become involved in the decisions made on the funeral.

Can you pay by instalments?

Instead of paying the agreed cost of the Prepaid Funeral Plan immediately, you may choose to pay by regular monthly instalments over 12, 24 or 36 months.

If the funeral is required before the plan has been paid in full we will still conduct the funeral in accordance with your wishes. Payment of the outstanding amount will then be the responsibility of the person authorised to finalise your funeral arrangements, with our usual at need terms for the outstanding balance.

What if my circumstances change?

Please discuss with your consultant at the time of arrangement so your specific circumstances can be addressed.

What is included in a prepaid funeral?

Today we are encouraged to plan ahead. Pre-planning your funeral gives you the peace of mind that your choices will be acted upon. Pre-paying the funeral fixes the cost of the items selected and paid for at today’s price.

What is covered in your prepaid funeral plan will vary depending on your personal choices. We have a number of options to choose from, ranging from premium services to no service options. For more information, please see Our Service options on the Bowra & O’Dea or Leanne O’Dea website. Alternatively, you can contact the prepaid administrator for further information on 9231 5100.

What next?

To find out what service would suit you best, fill out the contact form below and a friendly consultant will be in touch or visit our Planner Tool with step-by-step instructions and price estimates at each stage.

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Testimonials

Sincere thanks for the highly professional, courteous, and thoughtful service you and your team have provided.

David

On Behalf of our family we thank your company for their attention to detail, professional service and caring manner. In particular Anna and Kevin were outstanding. Thank you.

Anonymous

I was impressed and appreciated the prompt and courteous manner of staff at Bowra & O’Dea.

Anonymous